Latest News, Reviews and Manuals for Passive Income and Earning Free Bitcoins

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  2. 5
    The Blockchain Industry Needs People Like Jelle Pol Jelle Pol is the Co-founder and Business Director of Dusk Network, a technology for securities trading. The 30 year old was recently featured in the leading financial newspaper Het Financieele Dagblad, the Dutch Financial Times. The young co-founder is also a commissioner for the SME stock exchange NPEX, following Dusk Network’s share acquisition of the Dutch stock exchange in December 2020. There are currently no regulations that specifically prohibit the use or trading of cryptocurrencies in the Netherlands, and the country has emerged as a leader in the space. A number of Dutch ventures and pioneering individuals are benefiting the blockchain ecosystem in the Netherlands.  Individuals such as Jelle Pol have used their knowledge of blockchain technology to aid the adoption and proliferation of blockchain technology. As the co-founder and Business Director of Dusk Network, Pol was previously the founder of the blockchain team for Shell’s Technical Innovation department. After this, he ventured out to build his own blockchain company, with the idea of bringing more privacy to the transfer of information over public blockchain networks. Dusk Network was born with this idea at its core, focusing on the specific niche of the backend of securities trading. As the Het Financieele Dagblad notes in its profile of Pol: “There are not many people in the Netherlands who understand exactly what blockchain technology is all about. And only a few of those few people succeed in explaining to the rest of the Netherlands what you can do with blockchain technology” Peter Slagter of, a knowledge platform about crypto currency was quoted in the feature piece, remarking: “[Jelle] understands crypto and blockchain, he can explain it clearly and he can network. All this is necessary because in the world of blockchain everything is new; Jelle sells a product for which there is no frame of reference yet.” Since the inception of blockchain and cryptocurrencies, the industry has come a long way. Nonetheless, there remains huge potential for growth in the incipient blockchain space. This is why the importance of pioneers in the space cannot be underestimated; as Pol notes, crypto is 'earning mega amounts, but the knowledge is still limited'. Despite the Netherlands’ fairly liberal stance on cryptocurrency and associated technologies, a lack of clarity makes it difficult to navigate the murky waters of regulation. As is the case in most other countries, until regulators put the appropriate infrastructure in place, it is difficult to truly innovate the financial sector. Nonetheless, as Peter Slagter of is quoted as saying:  'Jelle did not start Dusk to get rich quick. His motive is to help explore the unexplored area between technology and the financial sector”, something the highly successful individual is certainly doing. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

    nl 13 Oct
  3. 6
    OMNISPHERE: The Complete Solution for a Sovereign, Effi... One of the most talked about issues in the world today is that of users' internet data. In a world where the right data could be worth billions of Dollars, the security and privacy of user data has never been more important. Unfortunately, big techs have consistently shown us that they cannot be fully trusted with the safety of our data. One solution to these problems is a decentralized internet that gives users complete control over how their data is being stored and used. With the advent of blockchain technology, this has never been more within reach. Omnisphere is a platform that leverages blockchain technology to provide a trustless, efficient, and decentralized internet. WHAT PROBLEMS DOES OMNISPHERE SOLVE? The Problem of Data Privacy: Users are growing increasingly more worried about the privacy of their data. In a global survey, over 78% of people said that they felt very concerned about their data privacy. In a world where tech giants and large corporations continue to monetize user data and give users little or no control over their data, it is imperative to find a solution that prioritizes users and gives them complete control over how their data is being used and stored. Omnisphere solves this problem by storing user data on a trustless and decentralized blockchain platform. With Omnisphere’s use of smart contracts on a blockchain, users now have complete control over their data and can require payments for third parties to get access. This immediately brings value due to the massive power shift from tech corporations to users. Energy Efficiency in the face of climate change: One of the most critical issues in the world today is climate change. Information and communication technologies account for roughly 2% of all fossil fuels emission in the world. This number is set to increase by ten-fold before the year 2030. It is now more important than ever to build innovative data technologies that drastically reduce fossil fuel emissions in the ICT industry, and this is precisely what Omnisphere has built. The Omnisphere data technology uses sophisticated smart contract protocols existing on the blockchain, which massively reduces the redundancies in current data storage methods. This also reduces the energy needed for data storage, fossil fuel emissions and ultimately slows down climate change on earth. The Blockchain trilemma: One problem often encountered with most blockchain solutions, is the blockchain trilemma. It was impossible to have scalability, security, and decentralization in one blockchain technology, so projects often chose two and sacrificed the last. Omnisphere solves this trilemma uniquely and innovatively by using two networks layered on each other; this is known as sharding. Sharding allows blockchains like Omnisphere to scale up rapidly without having to sacrifice security or decentralization.   HOW DOES OMNISPHERE WORK? Omnisphere combines decentralized capacities, blockchain, and private full-stack applications in a novel way that allows them to deliver an efficient and decentralized internet. The Omnisphere is divided into three layers; The Omnigrid: a distributed peer-to-peer network of computers that deliver computing, storage, and network capacity. The Omnichain: hosts Omnisphere's smart contracts and validates transactions on the main platform. The Omniverse: the layer that makes data privacy possible. It contains unlimited Unispheres, which has countless private UNIWEBs, UNIAPPs and UNICHAINs. The OSP Token The OSP token is the native Omnisphere token that enables transactions to be carried out on the blockchain. The OSP token facilitates the payment for computing and network services and the setup and maintenance for Unisphere. It is used to remunerate capacity providers and pay transaction fees,  where users can stake them to earn rewards, and use them to participate in community voting exercises. There will be a total of 1 billion OSP tokens, and the token allocation is done in four parts; The co-sponsors and founding teams will account for 16% of the total OSP to be released six months after the mainnet launch. The Foundation will account for 6%, which will be released three months after the mainnet launch in batches. The investors will account for 6% of all tokens. The investment is in three rounds; the seed round, round A, and the ICO round. Capacity providers also referred to as miners will account for 72% of the total OSP, which will be released according to Omnisphere's mining model. As the future of the internet is decentralized, it will be interesting to see how this project develops over the next several years. Complete user control of data will change the way the world operates and massively impact the technology space, and this is exactly what Omnisphere is set out to do. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

    13 Oct
  4. 7
    Momento and SphynxSwap Collaborate to Enhance the NFTs ... Automated Market Maker (AMM) SphynxSwap and DeFi and NFT platform Momento have announced a partnership to enhance the NFT space. This partnership means Sphynx Token and Momento will be collaborating for a unique NFT - which will be given away to a lucky winner within the communities along with token rewards.  Technologically, Momento has taken the digital art industry a step further by creating an NFT staking mechanism that allows NFT owners to actually earn through their digital assets. Momento offers a cross-chain token $MOMENTO that runs on the Ethereum network and Binance Smart Chain simultaneously.  SphynxSwap, which is based on Binance Smart Chain, aims to utilize Momento’s staking mechanism to stake their newly launched Digital Collectibles on Momento’s platform. In return for staking, Momento will airdrop tokens to Sphynx holders, thus completing the circle of the symbiotic relationship between them.  The amount of trading, staking and farming platforms out there can be overwhelming and difficult to navigate, creating a massive barrier to entry for those new to the world of crypto trading. Sphynx makes this experience simpler, smoother and faster by wrapping everything a trader needs into one platform. Now, they are adding NFTs to their platforms in collaboration with Momento to further expand their ecosystem. For Digital Art collectors, an NFT from an AMM not only gives a sense of character lacking in most NFTs existing in isolation, but also gives an avenue to earn passive income through staking.  SphynxSwap’s collectibles, known as the Sovereign Sphynx Council, rewards its holders through dividends from its platform’s Ethereum bridge and 50% of royalties from OpenSea. In conjunction with Momento’s staking mechanism, this allows for Sphynx NFT holders to earn much more from holding on to their digital art collectibles. About Momento Momento is a DEFI + NFT project which aims to exhibit some of the most interesting and fascinating moments of the past decade, aiming to bring about a sense of nostalgia to people through art. Unlike most NFT projects, Momento does not create NFTs that are only meant for holding but rather meant for earning. We believe that a strong community is the crux of our project. Momento has 2 categories of NFTs, one which portrays the most iconic moments of the last decade, the other refers exclusively to the most famous crypto projects, showcasing important moments of their crypto journey in a single piece of art.  These NFTs are meant to give collectors a sense of nostalgia, creating something that will never fade away, that they can be a part of. About SphynxSwap Sphynx is a decentralized exchange that lives on the Binance Smart Chain, designed to allow investors to be able to trade in under 10 seconds. This is achieved by the automated configurations of user experience on the Sphynx platform, offering the quickest swap in the industry, with the lowest fees in the industry. Sphynx aims to provide an all-in-one solution for trading, farming, staking, and holding. This includes one single platform with a consolidated wallet to always have a birds-eye view of your assets, dynamic charts, farms, and staking portals so users never have to leave the Sphynx platform. Disclaimer: This is a sponsored press release, and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice

    13 Oct
  5. 8
    Momento and Raiinmaker have joined forces to launch an ... Dubai, United Arab Emirates, 13th of October: Momento, a DeFi and NFT project, has recently announced a strategic partnership with Raiinmaker, a blockchain-based social engagement platform, to support several animal welfare organisations by creating special non-fungible tokens (NFTS).  The company has joined forces to create digital art, with tokens tied to the NFTs as a way for users to earn additional rewards.  Raiinmaker believes in developing a harmonious relationship between creators and brands, by helping them grow using incentives and rewards. The partnership between Momento and Raiinmaker will help both platforms to create a community-first environment with the help of NFTs and blockchain technology. Momento believes that NFTs are not just digital collectibles, but can also be used as a passive source of income by holders staking these unique NFTs and earning additional rewards.  Raiinmaker, on the other hand, is a fan engagement platform that unites the community and the project for mutual benefit. Raiinmaker utilizes blockchain technology by measuring the social engagements by users participating in the platform. Raiinmaker is  powered by the Coiin token as a reward for their return on investments.  The partners will be supporting the cause of three animal welfare organizations by donating $10,000 towards these particular animal charities, including Hope for Paws, Animal Shelter of Sterling and Paws for Cause. They will run an NFT campaign where users are able to participate by creating fun and creative animal memes on their social platforms such as Twitter, Instagram, Facebook and TikTok. Everyone that participates in the meme NFT campaign will get a share of $5,000 in rewards. Momento will create a special NFT tailored towards this campaign and it will be featured on the raiinmakerapp,  where members will be able to participate and receive rewards. The participant with the most social influence will earn the most rewards from the rewards pool. Momento will utilize Raiinmaker’s advanced engagement tracking capabilities to measure the impact of its campaign spending. Moreover, Momento will leverage Raiinmaker’s Data-Driven Targeting (using blockchain to align fan affinity) capabilities, to reward the influencers and community members for their engagements. The partnership between Momento and Raiinmaker will create a more rewarding and targeted platform for Momento’s community. About Raiinmaker Raiinmaker is a fan engagement platform that helps projects measure the return and impact of their campaign spend using distributed ledger technology. The project analyzes specific metrics such as likes, comments, shares and views to understand the ROI of their client’s campaigns. Raiinmaker is powered by its data-driven targeting strategies to offer measurable impact and incentivize engagement to its clients. To learn more about Raiinmaker, visit the Website, Twitter and join their Telegram channel.  About Momento Momento is a DeFi and NFT project that brings forward the most fascinating moments of the past decade using NFTs. However, the NFTs developed by Momento can be staked to earn dividends and returns. Momento offers two categories of NFTs, one which portrays the most iconic and influential moments in the past decade and the second, which depicts the crypto journey of famous projects. The project is powered by a deflationary token, MOMENTO, anti-bot measures, anti-dump measures, price floor and staking functionalities. To learn more about Momento, visit the Website, Twitter and join the Telegram channel.  Disclaimer: This is a sponsored press release, and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice

    13 Oct
  6. 9
    DeFi Vs. CeFi, and the Perfect Partner For Scaling the ... The CeFi-DeFi debate will never get old until there is a clear action-backed definition of the DeFi ecosystem and where it is heading. While there is a high-level potency in the CeFi ecosystem, there is more to benefit from the DeFi ecosystem, but we have done little to prove this point. The crypto community will continually nurse little skepticism in the future of DeFi. And while developers and organizations are hopping onto decentralized finance for its benefits, it will keep looking like a bubble. One way to prove otherwise is by adapting decentralized finance and tech to solve more real-world problems through solutions that can help change CeFi to DeFi while maintaining the core values of the decentralized system. Let’s learn more about this. The DeFi and CeFi Ecosystem For a clearer understanding of this article, let’s have a peek at the present DeFi and CeFi ecosystem. When we use blockchain tech to build a financial system that is adaptable and applicable to the digital world, we have decentralized finance, or DeFi for short.  DeFi is not a new term in the blockchain community, having persevered over time despite sanctions and limitations, especially from local and international securities authorities. In contrast, centralized finance (CeFi) introduces the authorities and an intermediary for every transaction in its ecosystem. Stakeholders in a centralized finance setting do not have total control over their assets and may be subject to scrutiny when they don’t comply with its terms and conditions. For this reason, the crypto community aims to retain control of their blockchain transactions as adapted from the book: “Bitcoin: A P2P Electronic Cash System” by Satoshi Nakamoto, one of the notable decentralized finance evangelists. But this buzz lasted only for a while, following several loopholes in the decentralized finance ecosystem in areas such as security, scaling, and mass adoption. CeFi, on the other hand, has continually seemed like a better alternative, and DeFi, like a promise yet to fulfill its objectives. However, the only way to change this is by continually introducing solutions to these problems until there is no doubt left in the decentralized space. Citing the solution mentioned earlier in the introduction of this article: adapting DeFi to real-world assets, thus building real-world DeFi products, will not only convince the crypto universe but increase mass adoption and open grounds for innovations. What Does Real-World Assets Imply? First, an asset is anything that holds value, whether current or potential value. A real-world asset is a tangible or intangible item, service, or product that, in a real market, one can exchange for money or another valuable item. Truly, it is possible to represent real-world assets on-chain. We’ve seen it through NFTs, derivatives, and even the digital cash service systems that allow businesses to adopt cryptocurrencies as a means of transacting on the internet, hence scaling their services. Now, how does decentralized finance come into the picture? Let’s see! DeFi Can Help Tokenize Real-World Assets, Scale the Ecosystem, and Increase Mass Adoption; Here’s How. There is so much more to the possibilities decentralized finance already offers. There is a need to adapt DeFi to solve real-world problems through real-world assets. Real-world assets that we have seen in the preceding section may include real estate or inventories, the most common adaptable examples on-chain.  It doesn’t end at tokenizing these items; providing liquidity for these projects will help drive motivation and innovation to keep the pace of enhancing them. Relative developers must hold these ideas in thoughts when providing such DeFi innovations. The Perfect Partner for the DeFi Ecosystem and the Solution it Brings to the Table Presently, what is obtainable in the traditional public capital market includes exclusive accessibility to funds and loans. Traditional banks in the CeFi space acted as arrangers, connecting corporations with retail or institutional investors, until the advent of DeFi. Tokenization reduces this existing barrier, and SMEs and startups can easily access the local and global economic scene. Also, funds raised from RWA give these smaller businesses the freedom to put their potential on display for investors to see.  Centrifuge is a decentralized asset financing protocol founded in 2017 by entrepreneurs from the well-known supply chain FinTech Taulia. It aims to unlock economic opportunities for all by linking lenders with borrowers in a transparent operation free from the inadequacies of traditional finance, cost-effective, and free from intermediaries. Centrifuge disburses its solutions through Tinlake, its dApp for lending. Through this, businesses can tokenize their real-world assets and use them as collateral when they need access to liquidity. Tinlake is the first Ethereum-based dApp on the network that helps borrowers and investors fund their asset pool. It is open-source, and its smart contracts are easy to integrate into the wider ecosystem of decentralized finance. Also, Tinlake permits traditional investors to tokenize real-world assets into non-fungible assets on the Centrifuge network.  By doing so, it is easier for investors and borrowers to participate in DeFi protocols. Meanwhile, investors can begin investing in asset pools as soon as they become members of Tinlake.  Benefits of Centrifuge as a DeFi Solution to help Scale Investments and the Future of the Ecosystem Centrifuge is a perfect DeFi solution for several solid reasons, and two of the best ways to look at it are through the eyes of investors and businesses. Businesses: SMEs and SaaS Centrifuge’s decentralized application, Tinlake, helps businesses, which it refers to as asset originators, to tokenize real-world assets peculiar to them while scaling and upholding their core objectives in the digital space. Tinlake allows the committing of a non-fungible token representation of these assets to the blockchain. Doing so makes the ownership and authenticity of these real-world assets verifiable, something DeFi stands for. Meanwhile, the tokenized assets may serve as collateral for loans that the liquidity of Tinlake investors deposited in pools help fund. Investors Tinlake refers to investors on its platform as lenders, participants who lock their stablecoins inside Tinlake pools. These funds bring Tinlake pools much-needed liquidity in the form of loans. Meanwhile, like in traditional finance, investors can earn interests from their lock-in funds in the liquidity pool. As an investor or lender on Tinlake, you can also research an asset originator before making your liquidity available for its pool. A feature like this is why Centrifuge is ahead in the real world DeFi because it helps lenders better understand the quality of the asset originator and its business. Upon choosing a pool, investors can lock-in the stablecoin, DAI, and select the token to receive, whether DROP or TIN; Centrifuge’s utility tokens. Conclusion The perfect decentralized innovation requires the perfect solution, with all fingers pointing to dApp scaling through real-world asset tokenization and DeFi funding. Centrifuge is converting CeFi to DeFi through its solution, and soon enough, all additional real-world assets we interact with will revolve in the blockchain ecosystem. Untold levels of liquidity are one of the perks that real-world assets will offer the world, eradicating the need for traditional finance. And Centrifuge is the perfect partner to lead this movement. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

    13 Oct
  7. 10
    How regulators could affect crypto miners around the wo... While most parts of the world are accepting cryptocurrencies such as Bitcoin as a part of day-to-day life, other countries have been trying to limit its use because of the “apparent legal threats.” However, despite the reason being genuine or not, crypto miners around the world are going through turmoil as their profits have reduced considerably. making the mining process less viable than before.  Apart from the baseless acquisition of cryptocurrency disrupting the country’s economy, China has banned Bitcoin mining due to the extensive energy use in Bitcoin mining, which is a concern voiced by several environmentalists as well.  The regulations around crypto mining Bitcoin mining was mostly centred in China because of its cheap resources including electricity. However, China majorly uses coal-based power plants that emit unprocessed carbon into the air causing pollution. As crypto-mining activity increased, so did the energy usage and the carbon footprint behind it.  To limit the carbon footprint, China decided to limit the mining processes forcing the miners to shift overseas with lesser restrictions and better profits. However, the problem with Bitcoin mining isn’t solely because of the coal power plants, as it is largely affected by the Proof of Work consensus algorithm.  Bitcoin operates with a Proof of Work consensus algorithm that requires miners to use mining hardware to mine new blocks. Moreover, the PoW algorithm has a slow transaction speed causing network congestion which requires miners to work non-stop, increasing the energy consumption considerably.  As a result, Bitcoin miners are operating under less than ideal conditions, making it harder to make a profit. Luckily, the cryptocurrency ecosystem is a world of innovation and projects such as Bitcoin Latinum have discovered a more efficient way to mine cryptocurrencies. Bitcoin Latinum’s Eco-friendly Approach Bitcoin Latinum is based on Bitcoin’s architecture but utilizes a Proof of Stake consensus algorithm instead of Proof of Work. Proof of Stake is a consensus algorithm where users stake LTNM tokens (80% of total supply is pre-mined) to become a node. These nodes then can validate transactions and build new blocks on their personal computer.  As PoS eliminates the need to use specialized mining hardware, it cuts the power consumption significantly. Bitcoin Mining consumes 120 Terawatt Hours per year while Bitcoin Latinum has cut down the consumption by 99%. Moreover, Bitcoin Latinum uses an advanced version of PoS where it has developed a robust ecosystem capable of offering a sustainable and much more rewarding future.  Bitcoin Latinum has also joined Crypto Climate Accord (CCA) intending to achieve a net-zero carbon footprint. To learn more about Bitcoin’s Green Initiative and how miners can shift to a more rewarding crypto mining protocol, visit  Disclaimer: This is a sponsored press release, and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice

    cn 13 Oct
  8. 68
    How to Get Your Hands on Crypto? Is it time you took the plunge into crypto? It’s been a wild ride the past 12 years, but have the best times passed? Will prices fall and wipe you out? Can you afford to have the value of your crypto wallet fall? There has been positive news in recent days besides the big negative of China’s crypto ban. However, it wouldn’t take much to cause a change in market sentiment. More than One Way to Skin a Bitcoin Sure, you can buy Bitcoin or any other cryptocurrency that takes your eye. But what if the price falls? You could be seriously out of pocket. And the chances of prices falling are high. Yes, some pundits would have us believe the price can only go up, but others are predicting doom and gloom. Who do you believe? Nobody – Don’t even dream of going there. There are other ways of profiting from crypto that don’t include maybe losing your shirt. Crypto Stocks Crypto stocks are those stocks related to cryptocurrency. Some companies provide services like wallets; others provide products like Bitcoin mining machines. In the Californian Gold Rush, the people who made the most money were the ones selling shovels. The best way to make money from the crypto boom is to sell the tools and services crypto traders need. When you buy stocks you are buying shares in a profitable company that will always have underlying value based on the company’s assets. You can look at stock charts, see previous price data, and base your purchase on logic. When you buy cryptocurrency, you are buying something where the price is only based on supply and demand; there are no underlying assets, no trading data, only price charts where the past movement has depended on announcements by governments and celebrities. Most crypto stocks are not stocks you buy and hold for years. These are stocks where you profit by trading. Their prices are volatile, especially when you look at low-priced stocks.  Finding the top crypto penny stocks to watch takes research. Google isn’t everything - You need experience and an extensive knowledge of trading before you can identify profitable opportunities in the market. Invest in paid stock tip services. These will usually give you trades that will work out better than free services. Take advantage of the service’s paid researches – They have been at it longer than you. Reducing Your Risk Trading is a risky business, but you can reduce your risk. The best trading platforms will let you set up a stop-loss position. This will automatically sell your stocks if they fall to a value you set. It means you can decide how much you can afford to lose, preventing you from losing everything if there is a rout. Similarly, decide what profit you can reasonably expect and set up an automatic take-profit position. This removes the temptation to hang on for more, then losing your profit if the market turns against you, Crypto CFDs A CFD (Contract for Difference) is a way to bet on whether a stock or index will rise or fall. You never own the asset. CFDs are controversial, but extremely useful because they let you make money even if prices are falling. Start with a free demo account where you are not putting your hard-earned cash on the line. A CFD is a short-term bet. Close the contract at the end of the day. Set up stop-loss, and take-profit points where you terminate the contract automatically. One Good Reason to Buy Bitcoin If share prices fall, you might think of buying Bitcoin to hold for the medium term because its price tends to rise when markets are falling. Changing Your Life, One Trade at a Time Get your feet wet slowly. Start following the financial news online and in your newspapers. You have a massive amount to learn BEFORE you even start virtual trading. Read, study, and learn how the stock market works. Understand the factors that have caused stock price movements in the past. Get your head around candlestick charts and moving average graphs. THEN, create a free virtual trading account at a stockbroker’s website. Use only virtual trading until you are consistently making more profitable trades than losing ones. Once you are confident with the steps above, open a trading account with a broker. Open a trade in an index. An index gives you a way to diversify your holdings, even with a few hundred dollars. Diversifying is essential to reduce your exposure risk to any one company or sector. Close your trade by the end of the day because you don’t want the price to crash while you are asleep, even if you have set a stop-loss position. Rinse and repeat Steps 5 and 6. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

    12 Oct
  9. 69
    CHAINGAIN is set to disrupt the DeFi rules and break th... Set your own terms and trigger a chain reaction of financial gain in a secure environment, with minimum collateral. Chaingain is a decentralized financial platform, offering innovative products tailored for many individuals, ranging from lending and borrowing protocol to capital renting. Chaingain’s mission in the DeFi paradigm is to offer people the liberty of transaction by creating an alternative viable wealth generating platform, totally safe and trustworthy. From investors accessing capital with a minimal amount of collateral, in a total safe ecosystem, to people eager to put their crypto portfolio to work to generate passive income via the lending pool or via peer-to-peer lending, the new platform bridges the gap between everyday financial needs and the DeFi paradigm, in order to create the decentralized protocols to answer to a broad range of financial needs.  The Chaingain platform offers two broad spectrum products that guarantee financial gains in a secure environment: Gain Rental and Gain Matcher.   GAIN RENTAL is the product that defies the classical DeFi loan system. Usually, DeFi loans are a quick way to access capital, but not unless you already have more capital to put aside as collateral. Chaingain solved this problem by creating a pool from which borrowers can rent for a determined amount of time paying daily rental fees with only 10-15% collateral. The fuel for the capital rental engine will be supplied by a capital pool where lenders can join by adding capital and making gains on the capital rental fees in a short period of time. Lenders’ capital will be protected by the enforced smart contract, reverse investment and liquidation mechanism triggered by the monitoring system that the platform has.  The second product is the GAIN MATCHER - a peer-to-peer lending and borrowing service. This is a classical collateral-backed lending service, allowing users to maximize their capital by either borrowing or lending, while setting their own terms and conditions for existing offers.  In order to serve every possible capital user, regardless of their technical and crypto literacy, the Chaingain platform has been designed to embed two key characteristics: trust and simplicity. Whether you choose to be a lender or a borrow, Chaingain has only benefits: easy access to higher returns, minimum collateral loans, fast and convenient peer-to-peer loans, setting their own terms and a safe environment which guarantees the lender always gets his money back.  Stephen Davies, CEO and founder of Chaingain: “For long enough, crypto borrowing was linked to over collateralized loans, creating a closed loop of investors and traders. We are democratizing the DeFi paradigm by allowing people to access capital without the burden of collateral and this will take things to another level. We now live in a new paradigm of distributed services and globalization that have technology, flexibility, and diversity at core. We live in a diverse world populated by people with different needs and resources. It’s time that finances enter this paradigm and DeFi is here to re-establish the rules”.  At the core of the protocol, Chaingain relies on key partners such as DIA or Uniswap to offer A-class financial services for its users and it has a rich roadmap of integrations and partnerships to follow.   Chaingain platform is set to go live in Q1 2021 reaching global markets and customers all over the world.  For more info, please visit and follow the project on Chaingain Twitter, Telegram, Facebook and LinkedIn accounts. 

    12 Oct
  10. 70
    Switzerland Is Gearing Up To Tame Cryptocurrencies Switzerland is introducing legal reforms and licenses for blockchain trade in order to establish a regulatory framework to guide the untethered crypto industry.  Regulations To Gentrify BTC In 2021, Switzerland introduced institutional as well as financial laws to provide a solid foundation on which to build a more gentrified and regulated crypto industry. Over the last two years, two crypto banks, a crypto stock exchange, and the country’s first crypto assets fund have received their licenses to trade on the blockchain. The plan is to shave away all the unpredictability and make the blockchain model more suitable for respectable financial institutions.  Former Head of Crypto at the Falcon Pvt Bank, Katie Richards, believes that the country is constantly innovating to keep up with the market requirements and challenges. She said,  “The market has matured, the legal framework is there, licenses are being handed out, a pipeline of new financial products are being created.”  Cryptocurrency In Switzerland: The Past And The Future With countries like China and the US frowning down on cryptocurrency, the neutral country of Switzerland has been considered a safe haven for the industry. Switzerland has been in the game for a while now, from non-profits appointed to hold funds from blockchain projects, military alpine bunkers converted to crypto storage facilities. Therefore, the country is now looking to close the gap between the murky blockchain world and conventional businesses.  Regulations Can Be Blessing, Not Curse A regulatory framework is actually a blessing to the still-fresh industry. The certainty will give the industry a solid roadmap to follow, untroubled by the regulatory doldrums plaguing the industry in the United States. Moreover, knowing what is allowed and what is not helps guide business models and revenue plans, especially when creating blockchain-compliant securities, like company shares or ownership rights for NFTs.  According to the DarkFi decentralized project creator, Amir Taaki, Switzerland’s regulations are far more favorable than the decidedly anti-crypto laws being implemented in the US. He says,   “Governments are waging a war against cash, society and the economy. China is becoming a role model for Western states. Switzerland is the last safe haven.” Problems Persist Even In Safe Haven Despite making strides along the path of crypto-regulations, the financial industry has still held on to its suspicions about the industry. Most banks are concerned about illegal activities using crypto funds and money laundering troubles. This is why they are highly wary about assigning bank account to crypto start-ups. However, increasing oversight is also not advisable as it goes against the module of decentralization, which is at the core of blockchain technology. Therefore many industry experts believe that the rigid rules governing banks and other financial institutions should be replaced with decentralized technology inspired by blockchain to democratize operational control.  Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

    cn ch 12 Oct
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    Facebook's Blackout exposes the real problem with Web 2... On October 4th, the online world seemingly came to a standstill as Facebook, WhatsApp and Instagram suffered a major outage, leaving little to no access for billions of users for about six hours. This occurrence is not the first of its kind, but it is the largest so far. As these apps represent the collective internet to millions, it was an eerie situation in which many around the world were plunged back to a pre-internet era.  In just those six hours, the outage had managed to cause global ripple effects, disrupting primary communications for millions and halting the operation of thousands of businesses reliant on its persistent operation. Facebook itself is believed to have lost $100 million in ad platform revenue as a result of the outage, clearly striking a blow to investor confidence and resulting in a 6.3% slump in stock price overnight. The multi-platform outage revealed a deep-seeded problem of which most internet users were previously unaware: the danger of reliance on totally centralized entities. All it took was one critical error at the top of a centralized hierarchy for a multi-billion dollar infrastructure to be brought to its knees. Countless businesses, influencers and advertisers have built livelihoods on top of centralized systems like Facebook, Amazon, Apple and Google. When an employee of one of these companies trips on a proverbial (or actual) power cord, this infrastructure disappears, along with all the important user data that it maintains. Identifying the Root of the Problem Thankfully the blackout event was short lived, but it was long enough to expose the costly flaws in today’s models of data ownership. Problems created by such flaws are not going away without a broad shift in user behavior, starting with a recognition of the issues at stake:   - Users do not own their own data. User data is the primary product social media titans like Facebook and Google accumulate, sell and rely on to drive earnings, yet the users have little say in how it is used. As seen with the Cambridge Analytical scandal, sometimes data is even used for nefarious purposes without the user’s consent or knowledge. - The Platform is the central figure. Corporations will always put profits ahead of the welfare of the user. They are in control of everything related to their platform’s usage, so users can be removed (de-platformed) or de-monetized on a whim, often with little recourse.  - The platform relies on single points of failure. There is a massive secondary economic infrastructure built on these centralized systems with several potential single points of failure, which is exactly what was behind Facebook’s mishap. Billions of dollars in value every day is riding on the faith that these platforms stay online.  New Problems Require New Solutions Taking a novel, multi-layered approach to developing decentralized internet solutions, the Cirus Foundation believes the task starts with the idea of data ownership and monetization. From the beginning, users will have some control of their data and be compensated directly for it. This is the most basic principle of the Web 3.0 / Ownership Economy which they see as essential to revolutionizing internet connectivity in the near future. As an internet router, the Cirus Device collects data from all devices connected to the internet in a household. The developers designed the device to be able to retain even more browser data than that collected by Facebook, Google, or other third-party media platforms. This means that even in the case of a major outage, Cirus customers can still have access to this data, and it can never accidentally be lost. Cirus Devices will also serve to support decentralize data storage, connecting users as nodes in a giant, self-efficient network, with records transparently accounted for on the blockchain. The Essence of Web 3.0 The end result of the transformation Cirus hopes to inspire is to put the user in control of the highest quality version of their data assets currently available. This will serve to create more accurate insights, rendering it much more desirable (and therefore valuable) in the ad tech world. It is currently a challenge for decentralized data solutions to store robust amounts of information, though a few projects like Storj and FileCoin have made strides in this area. Though society is still a few years behind, events like the Facebook outage demonstrate that decentralized storage will assuredly come into play sooner or later in order to assure user data assets are not subject to a single point of failure. Once the problems inherent to maintaining decentralized storage have been tackled, individually-owned data assets will begin to hit their stride as a new asset class. There will be a movement away from the centralized platforms we rely upon today to a Web 3.0 framework where interactions between user and customer happen directly, leaving out the middleman. This will likely be followed by a shift in value from the application layer to the protocol layer, weakening the grip of power held by today’s social media giants, and ultimately upending them from their overbearing positions of dominance. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

    12 Oct
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    Ripple and Nelnet Partner To Reduce Crypto Carbon Footp... Ripple, the enterprise blockchain and crypto development firm behind $XRP, has announced its partnership with Nelnet Renewable Energy, an arm of the Lincoln-based financial services company Nelnet, to focus on reducing the carbon impact of crypto to the environment.The partnership sees a $44 million joint investment with Nelnet, which will fund solar energy projects across the U.S. "Guaranteeing a clean energy future is a major priority across every industry, not only to drive future economic growth but also to ensure a more sustainable world. As the adoption of cryptocurrencies and blockchain continues to grow, it's evident that the technology will underpin our future financial systems," shares  Ken Weber, Head of Social Impact at Ripple. The initiative comes at a critical period as criticisms of crypto’s negative ecological impact has taken the attention of regulatory bodies in various countries worldwide, with China even banning crypto mining and operations altogether. The partnership’s roadmap sees a joint initiative that is set over the next 35 years, financing solar projects that are projected to offset over 1.5 million tons of carbon dioxide. According to the press release, Nelnet Renewable Energy and Ripple estimate this offset to be equivalent to CO2 emissions from consuming roughly 154 million gallons of gasoline. In March of this year, Nelnet Renewable Energy earned an E1 ESG rating, the top-tier ranking score based on the S&P Global rating system for clean energy. "We are thrilled to have a best-in-class investor platform that enables us to work with investors like Ripple to further our effort toward advancing clean energy generation within the U.S. Investments like these help create jobs, provide cost-competitive energy to the market, and promote sustainability for years to come." says Scott Gubbels, Executive Director of Nelnet Renewable Energy. The collaboration between Ripple and Nelnet is part of Ripple’s latest efforts at sustaining carbon neutrality for global finance. Ripple is a member of the Crypto Climate Accord, a private sector-led initiative that’s set to decarbonize cryptocurrencies and turn the entire crypto industry 100% renewable by 2030. Ripple also has concurrent partnerships with Energy Web and the Rocky Mountain Institute to decarbonize the XRP Ledger, setting the pace for the industry as the first global blockchain to enter such a partnership. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.  

    cn 12 Oct
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